All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

With the internet, there aren't really do overs -- most websites have other websites that grab (legally or illegally) information . . . it is pretty impossible to make anything disappear once you put it online.

, reducing your housing costs.Potentially higher cash flow.Cons:More intensive management (two tenants, two leases).Can be harder to finance than single-family homes.May not appreciate as quickly in some markets.Here's where I need YOUR input!

With newer notes especially, partials reduce the discount.I'm not a fan of balloons for seller financing - especially shorter than 10 years.

Maybe half upfront and reduce the rate of interest on the balance..

I have been reading the online resources about getting started, searching the market, and even doing tours, but I am hesitant to jump in and buy a house as I have quite a large amount of student debt.

Definitely online via property management software!

Then check out other online guides available here: https://www.biggerpockets.com/guides 3.

You can also check their reviews online at Google, Facebook, or Yelp.

We use DealCheck to underwrite deals and QuickBooks Online for everything related to accounting and budgeting.