See attached Excel summary sheet.Investment Highlight89% Physically OccupiedSupply Index in a 3-mile radius of 6.8 SF/Capita, 5-mile radius of 7.7 SF/Capita, and 10-mile radius of 8.3 SF/CapitaAdditional Income generated from 4 mobile home lots and 1 mobile home (Not Verified, as thus not included in underwriting assumptions)Key Underwriting AssumptionsDown Payment 25% of Purchase PriceEstimating a CAPEX/Repairs cost of $150,000Estimating Operating Reserves of $10000Stabilized Vacancy and Concessions/loss to lease at 10%Using a cap rate of 7.23%Key Demographic DataTotal Square Footage 21,130 Supply Index: 6.3Population 3,338 1 Yr.

Be cautious of cities that aren't proactive in job attraction; too much growth can lead to strict building regulations, affecting housing value.Other Factors- Favor cities with a crime index that has consistently decreased over a decade.- For appreciation, I look for a minimum of 2.5% YoY growth in median house values over the past 20 years but I don't use this explicitly in calculations.

You can trade yourself, you can hire a financial advisor, but either way if you want to keep your money, you should be watching what your investments are doing, otherwise how would you know if you should be reducing your position in certain stocks, or if your advisor isn't giving you terrible advice.Here's differences between stock index , GP syndication and and VC investments  in term of risk profile in general:Stock index, the risk is shared with people all over the world, including people that's smarter than us (hedge fund manager for example).

On average over the last 5 to 6 years i' made about 14 or so percent just in S&P index funds... 360k at 14% is 50,400$ or 4200 a month over your number.

We've laddered our balloon dates to happen every 2 to 3 years up to ten and will invest in REITs, ETFs and broad index funds as waterfalls hit and valuations appear attractive.   

The National Association of Homebuilder’s confidence index dropped from 43 in June to 42 in July (anything less than 50 = bearish).

But the index was back to setting new highs by June 2023.

Side jobs are few and far between in my line of work but I do currently options trade the spy index when I see the proper entry.

For the reserves to replace components a decade or two out, I was hoping to get us into some exposure into an index fund (total bond, total stock, SP 500) or something but left the board before I could convince folks.

Consumer Price Index (CPI) for Shelter: According to the U.S.