The proformas are utter nonsense because they know the product is no longer a viable investment.

What is the end product of your effort and where is it located, how long will it take to sell?

Hi, you seem like a potentially good candidate for DSCR Loans, a loan product that was essentially designed for exactly this - investors that want to build a portfolio relatively quickly and not be slowed down by DTI requirements or other hassles from conventional options.Would be glad to help, also check out this 12-part series published here on BP on everything you would ever want to know on this loan option!

Nowadays, people from all over the world vacation, work temporarily, move (with or without their business) and retire in the Costa del Sol.

It's a relationship game more than anything, so if you're building strong relationships with them and providing a consistent product, you'll be golden.

My last electric split my electrician gave me a list of the big things I needed to purchase and he told me to buy them from an Electrical supply company on EBay that sells all new products and this saved me about $4500.

william penn bank does not have that product any more. 

The truth is, over the last few years, many of these people are barely cashflowing at all and the default rate with the banks on this product is skyrocketing.

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

I would lean more MTR or LTR regardless of product type.