There is a spot on the brick exterior wall that you can move with your foot.

Then offer the creditor a percentage of this amount as settlement in full.  

He confronted (and still does confront, present tense) the hand he was dealt with dignity and a “no excuses” approach.

Or stay depending on your situation. 

I've bought a couple sub-to's in the past and about to close on one next week. 

It's been 2.5 years since I purchased my first property and now that everything in my personal life has slowed down I'm back on the horse and ready to find my next investment.

While you work on that, you could also explore creative financing options like DSCR loans or partnerships to fast-track your first STR.

In its current state:Current NOI: $79,058 (based on 80% occupancy).Current Cap Rate (at $1.25M): 6.32%, reflecting the property’s as-is performance.Value at a 7.5% Cap Rate (Market): $1.05M, based on current NOI.Given the renovations, vacancies, and risks tied to stabilizing the property, I’m considering offering $850K to reflect its current state and value-add potential.

But if your goal is to leave your day job soon, multi family will offer more cash flow typically.

Focus on finding a good REI focused accountant.