I'm in a cheaper cash-flowing market in PA.

There are cheaper markets that your current savings would go further and possibly provide better opportunity (almost definitely in the short term).

They tend to be cheaper than banks and easier to deal with.As has been mentioned, websites can be tricky to navigate since you don't know who you are dealing with nor what their intentions are.

A trip to Detroit would be much cheaper than a mistake for a new investor

Watching my linens get swapped out for cheaper quality would be rather upsetting to me and I would keep all laundry at the property.

Furthermore, if you are working on refinancing sixth and investment properties at once, I would put all my focus and energy on working with one lender or one broker who can get you the best terms for cheaper cost all your business to one place typically when I see folks do they save a bit on processing these and origination fees.

That way your purchase price will be lower and your debt will be cheaper due to inflation.  

@Collin Luckett  Just adding, if you have the ability to fund with your HELOC, it would be far cheaper than PML or Hard money. 

Such luxury as indoor/outdoor pool, park for skateboard, tennis court, tiki bar with dance floor… of course if you need to think about the ROI and how much maintenance it takesBest ROI items are - big screen TV, hot tub, playground, PS5, BBQ…The issue is cheaper items require more maintenance.

Even at 30% discount, the QBO Plus subscription most Real Estate investors have to have is still $63+Tax.You may look at Xero, I heard they have the Class feature but it is cheaper, it's just not as commonly used as QuickBooks.