I work with investor who find deals to cashflow day one, in markets that are growing both in population and jobs where the appreciation is obvious.By far the biggest step in REI is taking the first step and getting a REI.   

My biggest desire is to have RALs.

One of the biggest issues is probably borrower default—whether due to mismanagement, market downturns, or unforeseen circumstances, lenders can end up in long, costly recovery processes.

Fro the biggest reason, as you said, you own the home for the Best, First years of its life. 

Any general advice is much appreciated.50k is more than enough money, the biggest question at 22 is are you ready to buy a property and be kind of locked in for 3-5 years.

It means your house might be your biggest financial asset — and it could open up some exciting opportunities for your future.

@Stuart Udis your absolutely right, as far as the market my biggest issue is that I don’t know that area very well and neither does the agent that is helping me.

But in my opinion, the biggest issue I see with folks jumping into their first "big" multifamily deal is the quality of the pro forma. 

Quick question: What’s been your biggest challenge when managing smaller multifamily properties?

To me the biggest takeaway is that as real estate professionals, we always talk about location, location, location.