We have specific and unyielding criteria for this, which we provide to all potential borrowers in advance.

Additionally, most servicers will provide the tax documents needed at end of year (1099-INT, 1098-INT) and can also issue notices of NSF, late payments and support delinquency /default.

At the same time, dispute the late payments with the bureaus and provide the payment records showing the payments were made on time if asked.

Based on the numbers you provided, these are well above the debt service coverage ratio of 1.25 hence from a lenders perspective, this is loanable.

- The market is in a little bit of a lull right now (buyers market), its a great time to buy, but slower time to sell (my primary business is flipping houses) I can supplement my flipping business by providing project management services/consulting, helping investors find discounted properties, etc. etc.

It's not illegal provided you're dislosing it to all parties and not trying to actively hid it.

I do have two really good mentors / coaches I work with that would be able to provide more input but they do charge for their time.

After years of self-managing our single-family rentals, we decided to hire a property manager to provide full service management.

I would particularly love to help someone within the Atlanta area with a fixer-upper by providing some physical labor.

They aren’t able to get a mortgage themselves so they would provide the money while the mortgage and deed would be in the others name.