:) Super Jumbo is generally up to $5m & still largely algorithmic like you are used to, larger than that it's generally done on a one-off basis.Worth noting is that technically the lender still must follow the post-recession "Ability To Repay" rule, meaning the lender can't just go "oh, 40% down, we can't lose even if we have to foreclose, loan approved!"....

Are there any tools integrated into matrix of other software for agents which does that automatically(using Artificial intelligence algorithms, for instance)?

Properties in Cleveland sell for what someone is willing to pay, not what a computer algorithm comes up with.

I've decided to move my focus into real estate because trading has become almost impossible with the growing use of algorithms.

I don't know how Zillow's algorithms work but it doesn't update for any of the subjective information.  

Someone applying for a half dozen credit cards a month is signaling to the FICO algorithm that they are probably on a downward spiral and putting rent & car payments on the Visa.- Smaller loan amounts have higher rates.

Its based on some fancy algorithm and obviously doesnt take into consideration the interior of the home..  

The combo to remove the lock box is in reality a simple algorithm from the combination to open the lock box but the tenants do not know the algorithm.We allow one lock out a year without charge. 

I like Zillow because, even though their Market Estimate is probably less accurate than the EPA Mileage Estimates, like the EPA Mileage Estimates, it uses the same algorithm throughout.

I go on all these county assessor sites and they all make me confirm that I am not using an algorithm to mine the data off their records.