Since leaving FL I have been doing fix-n-flips in TN, CA, GA, NC and VA. 

well you have your own answer there are no lenders for entitlements  there are JV partners like me for entitlements but its not at traditional lending rates of course as its all risk capital.WI funded 3 entitlement deals in 2024 in Loudan  county VA to the tune of 7 figures in cash. since my client does not own it its unsecured ..

I financed it with my VA loan How did you add value to the deal?

I wouldn't recommend investing in real estate with that amount of money unless you are buying a primary/house-hacking with a VA/Fha loan.

@Shaun Ng i own a title company in MI - and i am sure we could help you if you were here however, if VA is an attorney state then you can get help from a title attorney otherwise chat with a title company. 

Hi all,Looking to buy a R-C zoned property in Charlottesville, VA and add an ADU in the form of a converted 12x20 ft Shed for STR.

FHA loans didn't contain DOS clauses until 1989, VA loans 1988.  

I'm excited for the opportunity to be apart of the community with BP, I reside in the state of Virginia and started my investment journey many years ago at 22 doing fix and flips, I stopped when the market crashed in 2007/2008 and didn't like the way the market looked and I left the investing world, I became a mortgage loan officer, and then processor and later underwriter and learned the backend of the conventional lending world.

What market are you looking to flip in - VA?

And I don’t think Va is one.