From a risk point of view, there is no real middle class and a very small upper class.

Quote from @Sunil Ghosal: Would not recommend the East TN region to anyone right now.

Hi Jennifer - Am planning to invest in the Cincinnati OH area looking on the east side.

We purchased our laundromat in a safe, middle class neighborhood.

I am in the middle of finishing 2 flips there and have 2 long term Holds there as well. 

Offering 50% of the cleaning fee for cancellations within 48 hours seems like a fair middle ground.You might want to set up a clear policy with her going forward so everyone’s on the same page for situations like this.

OUTSIDE of coastal counties/cities (within 60 miles of the Gulf & East Coast), wind/hail deductibles are typically 1% or 2% of the building limit on file, and can many times come with a minimum deductible as well (typically $5,000 or $10,000). 

Here are pockets I focus on for cash flow:West side - West boulevard, Cudell, Clark-Fulton, Jefferson, Bellaire-Puritas, Old BrooklynEast side - Fairfax, Buckeye-Shaker (the north side), Waterloo Arts District, Garfield Heights, Maple Heights, Newburgh Heights, Lee-Miles (the north side), BedfordHere are the areas that I focus on for appreciation:West side - Lakewood, Edgewater, Old Brooklyn, Ohio City, Tremont (above 490)East side - Buckeye-Shaker (the north side), Waterloo Arts District, Fairfax*I have a graded neighborhood map of these areas as well if you would like to check it out.  

Our house is the green roof in the middle of the green forest.  

In the middle of a lawsuit with a 2nd position lien.