they told us the borrower is not allowed to choose a title company we have to use theirs. 

You can always invest in the A/B class areas in these "stagnant" markets where those mico areas are still rapidly growing and in demand.Overall Ohio has a lot of options to choose from such as Columbus and Dayton/Cleveland.

Choosing between a single-family home and a duplex is a classic real estate investor dilemma.

This means that if you pay off the loan too early, then you'll pay a 1-5% fee off the loan amount. paying off the loan early means you either refinance or you sell the property, both would trigger a prepayment penalty to the lender. that being said, you can choose your prepay options, 5yr usually giving you a better interest rate by like a 0.25%, 3yr being most common and standard, and a 0,1,2 yr where you can buy down the prepay to be less years. meaning you pay 1% upfront of the loan amount to get a 1yr prepayment penalty so you're free to sell the property or refi after 1yr. 

There are more listings to choose from now than any other time in nearly a decade.

Companies have considerable flexibility in choosing where to set up new operations.

If I want the bank with the most investment options for my HSA, which bank should I choose?

If I had to choose a couple to look into first, it would be House Hacking, Mid-Term Rental, Short-Term Rental, and BRRRR.

If you choose not to rebuild/replace your settlement would usually be for actual cash value.It's unlikely you can get a settlement for above the coverage amount you paid for.

Get out of your comfort zone.