Compliance with the guidance under the ATR portion is probably going to be met inadvertently when a borrower makes modification application.  

From both a weather and life-style point of view (arts, music, theatre, food, outdoor activities...all better in Austin, IMHO). 

(said jokingly You could buy him tickets to a double feature at the local movie theatre, so he's out of the unit while the work is done!)

.- Harkins Theatre development (Estrella Falls Regional Mall project).

EnergyNo state taxesPro-businessPanama CanalPort citiesCoastal areaFarming area (farming was huge last year)Cheap foreign laborTech hub (Austin)Conservative politicsReligious coreHighway access (transportation)Centrally locatedYouthful and energetic (Austin, Dallas)Higher ed (UT, TCU, A&M, TSU, Baylor etcEducation (13-15 students per class)Cultural significance (New dream state)Affordable housing (American dream)Raw landSports (hunting, fishing, racing, NFL etc.)Theatre and artsPoliticsThis is not all inclusive but Texas ranks high or top in all of these areas compared to other states.

The City just contributed $5.4 mil to reopen the historic Deluxe Theatre, which will host plays, and art classes.

It's 5-10 mins from downtown Gatlinburg, has a movie theatre and a hot tub.

I was dealing with small town assets that used to be many commercial uses like an old hospital, theatre, doctors office, etc that shifted purpose to survive. 

I would say the bulk of these travelers are traveling medical professionals, international & U.S. based students on internship / rotations / abroad programs, business travelers (esp international travelers), and traveling theatre troupe individuals (think about the actors who come to Chicago for Broadway tour shows by themselves). 

I just finished a pool cabin 4 bedroom 6 bathrooms . 4200 sq feet in gatlinburg with theatre , sauna , steam shower arcade indoor heated pool.