If they’re one sided and unreasonable it’s an awesome chance to apply some Chris Voss techniques from his book “never split the difference”.

I appreciate the insight and verification that I am not being unreasonable.

15.3 basis points = $153 more in closing costs per $100k borrowed for the exact same rate (plus their flat fee is $4 higher) = not an unreasonable price to pay if you're Tom Cruise and have the need, the need for speed. 

At this point, @Eric Ortiz, I think your expectations are unreasonable.

I usually figure 8%, but that's very localized.Repairs and CapEx are probably fine, but they may tick up closer to 15% combined as the years go on.5% management is probably unreasonable.

On its face the fee seems high but if done by a licensed plumber with a hourly minimum and done after hours or as an emergency call it is not totally unreasonable.

I have a few thoughts on the way they've structured it.1) 20% down for a seller financed property that they knowingly marked up that much is unreasonable.

I think you'r closer $100/ft-$110 if you're hiring, though even that's not unreasonable for self-gc'ing smaller houses  (I think you will find higher price per square foot for smaller houses.)

No matter what your local law calls for, it is unreasonable and frankly silly, to fail to provide a mailing address for the tenant to send documents.

Very difficult for someone who sees the whites of your eyes to tell you you’re being unreasonable.