If they cannot save for 1 month rent and full deposit, then they would have problems paying rent when something unexpected happens.And for god sake do not tell me what is my return on investment because first, this is unprofessional and second you have no idea of what my expenses are. you are forgetting small things like, taxes, insurance, maintenance, evictions, code compliance penalties, vacancies, interest on the loan, etc.BorislavThe OwnerOn Fri, Jan 4, 2019 at 8:45 AM Support Zzz Realty wrote:Hi Borislav - We are very disappointed with your email below.

On those infrequent occasions when I had an unexpected expense, I put it on my credit card and paid it off as soon as I could.

Or, look into paying down any other debt you are carrying.Securing FinancingSpeaking of debt, knowing what is on your credit report is another key component of making sure your debt ratios look good to lenders.

Or, look into paying down any other debt you are carrying.Securing FinancingSpeaking of debt, knowing what is on your credit report is another key component of making sure your debt ratios look good to lenders.

How to deal with unexpected situations ... etc. 2% versus 3% versus 4% is not going to make you wealthy at this stage.

We've hired an engineer a few years ago to value various components in our buildings to speed up depreciation. 

Curious to see your numbers, primarily the HML component.

We are looking to cover all our bases with the due diligence process so we do not come across any unexpected surprises.

It was unexpected, and cool.

You just need enough cash to cover anything unexpected or unavoidable.