Living in the bay area and trying to start in the wholesale business side, it seems brutal to start in when looking in to it more there are so many different company's pretty much doing the same thing in a large scale. example the we buy ugly houses company and many more of it. it almost seems like it is kind of late for a beginner to start in that area. so contemplating if maybe starting in the rehab side of the business is more lucrative and more realistic other than almost going door by door looking for someone who wants to sell their homes. that involving financing for deals is a whole different realm. any thoughts on this??

You can always ask here on BP for users experiences with any particular HML you are contemplating using who are willing to lend to you. 

However, the ultimate return will be based on how the other benefits such as appreciation, if any , play out on the equity side.Sophisticated investors will calculate projected returns, and risk for any investment their contemplating.

Indeed, this is what I’m contemplating.

I would not even contemplate higher since you most likely have that fha loan in your back pocket.

I am contemplating a few options, but am willing to do almost anything that would be beneficial for the long run.

I have a 2-bed upper I am remodeling now, which I am contemplating making into a 1-bed / 2-bed flex, instead of the 2-bed / 3-bed flex it is now (living room is the flex room).

Yes I am still contemplating whether to rent out by the room or just the whole house.

However a Bank might not lend to you for a purchase or might not do rehab or the property might not quality or they might take too long to close for that purchase you are contemplating.

I am contemplating legal action against both the neighbor for trespassing on my property and continuously crossing my land without my permission and also legal action against the railroad for not enforcing their no tolerance policy on their right of way.