Like when you call to these people you don't know, one thing youd like to do is to be natural and honest but I don't know if I'm allowed to tell the truth about where I'm calling from when they asked and it actually makes me uncomfortable sometimes because I do not know what to say and your words here gives me light.  

They give you blunt truths which is good when investing

I’m also wondering the truth in that.I’m looking to purchase a condo/townhouse, but open to s SFR in the Atlanta or surrounding areas for no more than $150k.

I’m also wondering the truth in that.I'm looking to purchase a condo/townhouse, but open to s SFR in the Atlanta or surrounding areas for no more than $150k.

@Don Jackson Your PM is probably telling you the truth, you need an attorney. 

Account Closed I invest simply to augment my retirement income. 

Truth be told I've spent more time listening to the podcasts than I have on the website, but I'm making an effort to be more involved online.

The only way banks can verify you are telling the truth is if they can check your tax returns/T4 slips with the CRAIn usa, if you are going with a big bank (low interest mortgages), and they have doubt about your self employed income, they will pull your tax returns themselves, not ask you for a copy you can easily falsify.

The truth is there's a shortage of affordable housing in most counties.

Sellers have been known to not always be truthful-shocking I know!