Anyone buying a home in an HOA knows, are at the very minimum has a chance to learn, what the HOA by laws and CC&R's say about use, modification, maintenance, etc.

A payment is considered full if the amount delivered is the amount specified in the note or modification which may include escrow items.  

I should have added I guess that the rehab costs (roof, deck, floors (refinishing), kitchen (cabinets/counter/floor), bathroom (tile), deck, AC unit, water heater, some minor modifications to the interior space, complete painting on interior and exterior, new front and back doors, some landscaping) would cost about $40,000, which would put me all in around $90,000.  

You need to get a reciprocal access agreement with the neighboring property, and a site plan modification or revision.

The previous modification was a 5 year but we are submitting for another modification because that modification is up on 1 May 2016.

I have seen people before think it's just making some small construction modifications and that's it but it is a lot more in involved

In need of a strong loan modification specialist/Shortsale negotiator.Do you know anyone?

Put a clause in the lease that any modification they do need to be reverted to original state, unless I approve. 

Also, some banks and some insurance companies require an inspection, which may result in finding something that necessitates the need to rewire and/or replumb.What specifically is your current situation?

What were the owners thinking doing all these illegal modifications?