I was a product manager at Santander Bank helping foreign buyers invest in U.S. properties.

Talk to a Mortgage Broker:Consult with a mortgage broker who can help you navigate these options and find the best loan product for your situation.

They have 20 different products and can help you out of most situations.

Nelson Nash developed the concept in the early 80s but the product the concept utilizes has been around for much, much longer.Since you brought up term insurance (which is temporary w/ no cash value accumulation or dividends), oftentimes a policy will be supplemented by term insurance in the form of a rider that allows one to increase their death benefit such that they can store more cash in their policy without triggering IRS MEC limits and therefore be subject to tax hits.The concept and its value proposition is incredibly misunderstood (and sadly often abused) but the reality is it works.

Joining SponsorNetwork, a product by SponsorCloud, could be a great way to start.

And the quality of the product is fantastic!

Just so you know....a series LLC costs about 10,000 to create and it is a product that is not tested or even recognized/understood in most states.

Little did I know,  that is producing FARRRRRRRRR better results in the passive income department than buying a Godamn $400K house just to make 100 dollars passive income a month.It is REDICULOUS.Now, I get 2 people to subscribe to my subscription-based products and voila, little risk, little overhead true passive income.SAAS is where it's at folks when it comes to passive income.

Even if there is not, offer different products. 

It's a special product.Regarding not having a standalone HELOC product, in 2022 during the heat of the low rate boom we did suspend our standalone product, and I can absolutely understand how that leaves a bad taste.In 2024 we are now a leader in the standalone HELOC and Closed End Second(CES) space!