Is there any catch that I am unable to understand?

This is our time to be silly, catch up on what each other is doing and generally, for me, a time to gear myself up for the networking ahead. 

Good news, I found a bank that lends 4.375% (.625 points) or 4.5% (0 points) based on the quote I received this week - the catch is that the property needs to be located in a "CRA" area.

That paid off primary is a port when the storm catches up.I'm not the brightest candle on the cake so I was totally surprised at how leverage happy my wife became when we paid off our primary residence. 

Since LOCs have adjustable rates they will often catch people off guard when they adjust.

I could catch up the loan and buy the property sub2, but I still would like to have good title so I could resell one day.

Catch you around the forums.

I am still catching my breath and getting things caught up. 

The Ferries run both directions so your wife can catch a ferry to downtown and a bus to the UW if necessary if you live in Bremerton.If you insist on living in Seattle you are better off living in Magnolia or Queen Anne since traffic can be nasty in the rain and traffic gets snarled which makes it hard to get to the ferry.

Catch some of you soon!