If attorney fees alarm you, you are not doing real estate investing profitably and should probably change your techniques.

Their was so much damage city wide every generator was sold out and we had to post watch for someone to monitor for fire because the alarm system was down.

Amy,There are so many factors that would impact whether or not that is a good rate:- Is is owner occupied or a rental property- what is the limit for the Building & Liability- what is the construction- is it alarmed- what is the deductible.Etc....I think that, having shopped it and getting similar quotes you are probably in the price range.  

One told us to move a gas hot water heater ($1200), then the other said we had to recertify the chimney liner, change the vent, and add a special drain line to the black catch basin rubberized pan under the heater ($1000 more) because somehow standing water in the pan with a water alarm wouldn't be obvious that the hot water heater was leaking.In shows like Flip or Flop you can watch where whole additions have to be demolished or all the drywall / tile removed to take the construction back to the framing stage / open electrical / plumbing for thorough inspection.

Set up the alarms, it helps a lot.I'm also from Sampa.

Seeing the crimereports map on Mesa was pretty alarming! 

Such as a garbage disposal, underground sprinklers and an alarm system.

I'm currently a Personal Trainer and about to be a fire alarm technician.

Maybe an alarm would something else to think about.

If you believe that they do, your BS detector (something that you will need to finely tune in this business) is not sounding an alarm, and after due diligence it appears that they have no financial incentive or other vested interest other than being a happy, successful, well educated client, then a referral is likely your best way to go to find the good kind, at least until you can get enough experience and education under your belt to be able to separate the good professionals from the bad.