I think they can also buy gift cards here at a 5% discount.

If you are going to borrow money as a down payment for an investment property, it can not be a "gift" from someone.

Then they used those cards to purchase gift cards.

Our roofing contractor has done several for us.He beats all other (3+) quotes & I think does the best work.The last 2 properties cost me $10,900 & he gives me 30 days or 1.25% interest.I felt bad holding out until the 28th day (insurance) but he still sent me the usual $100 gift card for our favorite restuarant.One wanted $325 to climb on the roof give a written quote.

If so, let Al Williamson know and you can get a Home Depot gift card!

I would tell them congratulations and even send a card with a small gift, like a gift card or housewarming present.

Okay guys, update....I have a very generous aquaintance who has offered to give me the full amount owed the hard money lender as a gift.

I wanted to avoid that fate so I looked for alternatives and was helped by a gift of Rich Dad for X-Mas in 2003.

That would be a gift for the Democrats...

Hi @Eric Li,Mentality: You and I are very much alike; you are very analytical, which is a gift, but it also can trick you into thinking you can outsmart the future and mathematically win at investing.