You can make sure that the tenant understands that this right to an ESA also comes with responsibilities and if noone else has pets we're going to know where the problem lives.I think the fair housing rules are purposely ambiguous and that is A SHAME for everyone involved.

What if the mentor is a sham and I just drank the Kool-Aid? 

It would be a shame to take another home down along with one already going down...if you haven't done the research to confirm there is a tremendous upside and exit strategy.

.- Assuming a $200k house with 20% down and $200/mo cashflow,  - If you throw cashflow at mortgage every month, you will pay it off in 20.5 yrs as opposed to 30  - You definitely increase net worth faster by doing this (an extra $3,948 at year 10, which is pretty small, but still something compared to the total $24,000 cash you would have saved over the course of 10yrs at $200/mo)  - You hit $80k in equity at 6yrs 5mo as opposed to 6yrs 8mo    - this is the real advantage because it allows you to acquire another property faster, but there is a very small difference here- Overall, I would say following about this strategy:  - only do it if you are confident that low-interest fixed-loans will be available 6-10yrs down the road when you would be looking to refi    - would be a shame to lose that advantage for the small extra advantage of paying down mortgage over that time period  - this still seems like a no-risk, no-tax savings account or bond    - instead of parking extra income (from job or whatever) at bank with minimal returns while waiting to buy another property, "invest the money in your mortgage" by paying it down   - I suspect this strategy might start to look better if you had an extra $1-2k/mo from job to put into this to really supercharge equity which is what David was talking about in book, but I'd have to crunch numbers more           - of course, have to make sure that refi closing costs won't wipe out any gains, and you don't risk losing a low rate fixed loan as @Robert Purcell said    - also, I suspect that nominal stock market returns of 7-10%/yr would outperform this (even with capital gains) because the money will be invested for 6yrs before pulling out for a new down payment (which means long-term capital gains as opposed to short-term and you have a better chance to smooth out stock market cycles so portfolio doesn't crash when you want to liquidate and use it as a down payment for property), but I'd have to crunch numbers more- Interesting idea to tune results, but I don't think I'll use it any time soon.

High income is one of the most efficient routes to use to grow in real estate investing, though not necessarily crucial.I start with that to say: it may be a shame for you to leave a high-income low-cost-of-living scenario and move stateside to become an agent because your current team isn't performing more effectively. 

I don’t get up there much because I live in Suffolk county so it’s a shame to have it wasting away most of the year.

Currently; unemployed; no credit history; no car; live with mom (not ashamed to say it, but definitely not my ideal situation).Getting my feet wet-My first move in the game will be to do what Brandon Turner likes to call "House Hacking".

A $15,000 duplex that needs $50,000 of work in a war zone is no deal, which is a shame.

What a shame.

Should we be ashamed buying at market price for a buy/hold?