We live in MN and it's winter so heat is a necessity.

@James Park any education is a good thing but is the CCIM designation a necessity, no.

Never with out necessities just no extra.

For me, the necessity of an LLC depends on the asset.  

This isn't a necessity by any means, but since I'm about to get licensed, I wish I had done it sooner.2.

However, the impression I get is that you would like to further your career in the near future and at some point make enough passive income to the point that a 9-5 is not a necessity. 

Necessity is the mother of invention... 

However I still don't understand why in CO it's assumed to be the sellers responsibility, I have the house I'm moving to under contract and I plan to reach out to the seller and say I don't require them to buy title insurance if the take the amount off the contract price, it comes down to what I see value in, it's a 3 yr old house and a title search should show any liens or issues, as an FYI I never purchased life insurance as I saw little value there, insurance a necessity for some things but try to limit the cost of it, on home insurance I assume some risk by carrying minimum, in co all those Marshall fire victims were complaining about rebuild shortfalls but every home insurance agent I've dealt with tries to sell you full recovery policy and it's expensive.

Things I am considering:Painting all of the colored rooms a neutral color.Re-wording the ads to make them more appealing or to include more information.Lowering the rent by $50.Raising the rent by $200 or so but including gas/water/electricity.Getting a storage unit for a month to hold everything but the bare necessities so that the home is more bare until we can move.Here is the listing.

Others see landlords as an evil necessity.