Ideally yes I believe so but it can be more flexible for a rental.

@Tom Starlin, From your purchase price, you have a lot of flexibility.

I have a no pets policy but I'm sure the day is coming when a tenant will appear with a emotional support pony or some such....We are in NH and I seem to remember that, if a rental is a primary residence, the owner has some additional flexibility in the law.Thanks for your insight.Signed - Landlord newbie

Has anyone gone this route, if so do you feel you had more flexibility to expand your business in different directions, or had more flexibility.

If you want flexibility and open-mindedness from your banker... it's really up to you as the operator to vet the bank for these characteristics.

A fixed rate 30 year seems better than the variable rate HELOC, but having the flexibility to decide on pulling less equity out as I go might be beneficial.

Start with what you want to accomplish with the product, then narrow your search down to what you need: iPads will do 90% of what the average person needs, with a form factor that's flexible enough to change from a laptop style with keyboard to a tablet form with digital writing/signatures. 

2)  How will I not be competing head to head for the same business and potentially lose out on new business due to prior contact (call that may not have lead to anything), and 3) How much flexibility do I have to negotiate deal commissions with clients?  

I have always done commercial, in-house, 20 year loans with my current banker because it is super flexible and he is awesome BUT with rising interest rates and my adjustable loans continuing to come due I am thinking about getting 30 year fixed loans BUT each lender I have contacted has told me that I cannot get this done with my LLC on the loan??

Plus...escape velocity...Episode 113 – Jay Papasan - Very practical slow and steady adviceEpisode 221 - Tim Shiner - his concept of equity build up and "shearing the sheep" shows some of the flexibility of real estate vs a 401k Last but not least, I also recommend all the tax advice given by my fellow CPAs on the BP Podcast.