I wanted to try and prove that no new agents need all the extra crap the big brokers push on them and get them to do to be successful.  

And when that person gets a raise at work, it doesn't take long to spend the extra money on new crap they think they need.So my point, Kurt, is that although you don't seem like the person I just described, most of your focus should be on savings and not on investing your savings.  

That 100% could be the case, so I think there are both "push" and "pull" factors at play here.Certain groups would "pull" loan originators in by virtue of being easy targets for garbage loan features, so it's pretty clearly "more money for crap loans" pulling originators into those neighborhoods.

Husband thinks first month we should give her more leeway since its the first time she is paying the full amount of rent electronically and then start implementing the 2nd month.I say we practiced the electronic deposit already and she saw how long it takes for it to clear into our account so she should have her crap in order to pay first month's rent.Here's the lease wording.Tenant shall pay to Landlord a lease payment of $1200 per month on the first (1st of each month.

Yes, I look at DTI (43% DTI for FHA) and I look at recent collections, tax liens, judgements, BK's, etc.If they have the down payment......who gives a crap???

Gotta love the crap going on out there.

But wait I thought even a 2% property had to be a total crap hole in the middle of no where and are looking at $400-600 rent tops????

As for tips for using BP, I am working on a tutorial series, but for now, here are a few good resources:1.)

And don’t listen to that “their scent gland has been removed” crap that you’ll undoubtedly hear, I lived with two for a few months that had their scent gland removed until I finally had to upgrade girlfriends as a result.

Babies spilling crap all over the floor?