Rationally it'd make sense for me to pay 12% or more all day long for the slice from 70/75% to 90%+ and my blended cost still comes in lower than 9.5%.

Rent pro-ration should be handled by the title company, and future rent payment should have been communicated to tenants immediately upon taking ownership.

She has been smoking in the garage with the door up about a foot with the rational that the garage is not part of the house, which I told her it most certainly is. 

Try to separate rational from irrational fear and make calculated moves.

The thing you need to understand about mentally unstable people is they don't react rationally.

If your equity to value ration drops below 5 to 1, does that mean it's time to either cash out or sell to trade up?  

Tenant then told me that he "freaked out" about the bedbugs before and that he knew it was not a rational reaction.

The tenants knew I had done the job and never saw a bill, never even talked about how much it was, but fear isn't rational and fear of raised rent, unexpected bills, and/or eviction is a tough nut to crack when most of my tenants have had terrible landlords.

When covid started and there was mass uncertainty as to what was going to happen, you would have been very rational to sit on the sidelines.

Your have rational logical reasons to believe the area and property will prosper over the next 5 to 10 years. 4.