Verifying last 2 years of rental history very important!

Previously I had my head in a different direction and now I would like to start learning how to do these activities to provide a better life for my wife and daughter.

Optimal acquisitions targets for efficiency will include those that are furnished, or with a history of operating as an STR. 

As of now, I have saved up enough money for a down payment on a fha loan, and my income is expected to meet the loan qualification criteria soon (with my parent co-signing due to my limited income history).

If you're coming to the table without a background or history in real estate and short-term rentals, make sure you're confident in why you bring value to the table that others in the business wouldn't.

History is the most overrated angle of investing ever. 

Coos Bay/Northbend- The largest city on the Oregon Coast, Coos Bay has its history.

Do you have the pay history?

Of course there are discounts for security measures, gates, guards etc. that everyone would get but homeowners premiums are derived on so may factors such as insured age, household members, claims history, ROOF AGE, age of the home, scheduled property, pets etc., so if each home is individually owned this would be near impossible. 

OK, my history is that I do Student Housing, I was in a Fraternity back in the day, and we know that stuff happens.