I am in my early 30s, zero debt, Excellent credit and currently live in Minnesota (hoping to move to another state in a year or so.). 

@Tanner Johnson Go and talk to the local credit unions and banks in the town or the neighboring town.

@Christopher J FuchsTo prepare for your first real estate investment, focus on building your credit score, market research, planning your investment, networking with investors, creating a savings plan, and exploring financing options.

Even if zelle is available through a bank or credit union does not mean they will offer it for business accounts. 

I have my mom on our LLC because of her great credit.

Their credit wasn’t great, but they gave me the backstory and they were very communicative.

Contact local lenders, mortgage brokers, or even credit unions to understand the current rates and what your approval chances look like.

**Conventional Loan:**- Conventional loans might have better interest rates but often require higher credit scores and more personal income verification.- They might not be as flexible as DSCR loans for investment properties.

@Oladimeji SonibareI would be very careful offering support as you typically need to be considered a credit counselor in order to do what you’re doing.

Verifying last 2 years of rental history very important!