They simply lack all the positive entries that you get from paying a car loan and credit card one time - they simply own their car free and clear and have no credit card..Our soft criteria are: neat and clean, a sense of personal responsibility, easy to talk to, calm and leavel headed - I look at these equally important as the hard criteria you have mentioned.

Then just wait for your court date, have everything well documented and have a timeline and explain the situation calmly to the judge.

We hired a decorator to furnish the house from scratch with inexpensive but cohesive pieces with calm colors. 

Thank you Dustin, sure appreciate your input, goes a ways in calming my nerves. 

They may even bear a similarity to the language of more experienced folks who use the same tools, but it’s the difference between calmly hammering a nail and wildly waving a hammer.

Should calm down by February.

Having multiple sources of income keeps me calm in times where real estate industry is on edge of a "possible" turn in the market. 

I really was hoping this could be something I could make work...BUT I looked around for an investor/rehabber/flipper for awhile and found that they had either heard of it and weren't interested or they thought the numbers didn't add up.Should I keep calm and carry on or does this mean this truly is a dud deal?

Sometimes we can buy for the instant equity and control if the waterfall is specific, measured and not too far out. 

Take the high road and remain calm.