I have been talking to contractors and some prefab companies. there is also another option to have an junior attached adu (300sqft) with small addition for bathroom/kitchen. this would cost around ~80K. 1.

This allows them to obtain a lower leverage point private money loan in first position, which reduces overall costs of the loan, the seller carries back the difference in junior position.  

I guess you can keep “recapitalizing”, like discussed in this thread:https://www.biggerpockets.com/...Not sure if it is possible to capitalize/recapitalize with just debt (no equity investors) - mezz, junior, second position, third position, fourth position, fifth position 😬

With the Junior ADU, the owner must occupy some aspect of the property. 

I am currently a student at the University of Tennessee Knoxville and am studying Economics, I am nearing the end of my Junior year and am in search of a possible Internship or Summer job working closely with someone in the Nashville Real Estate Industry, I am very interested in making Real Estate my future career and am eager to get started early.

Depending on that, I'm not sure what the discount would be in this instance but it may be comparable to a junior lien on a residential property, if not more favorable.Also something to keep in mind, these assets depreciate much more rapidly than a residential property, almost like a car would (since these are motor vehicle titles) which would effect the terms of the note.

We are all looking for a house to move in for our junior / senior year.

Apparently, too much turnover and too many junior accountants and lawyers as I recall.

I'm a 20 year old Junior in college trying to get started in the virtual wholesaling game.

I'm a Junior in college, majoring in Finance and want to get into Commercial Real Estate in North Carolina after school.