Since the commission is much less maybe the agent doesn't take professional photos of your home and uses his iphone pics so the ads look like crap.

Yes, we live in the sticks, and yes I have to drive an hour to get my iPhone fixed, but old growth redwoods are just down the road, the rugged coastline an hour away, the produce is fresh, the wine is good, the weather is great (okay it gets a bit hot and dry in the summer) and if I feel the need for some urban time, a day trip or weekend trip are easy down to the Bay Area is easy.

A little bit of it goes to new iPhones and Big screen TV’s, but the majority of course goes straight to stocks and real estate.

Once you get a few more properties under your belt, and you feel comfortable then possibly venture out into buying and flipping.I'm starting out and buying and holding myself for the cash flow.Here's what I'm doing:1) created a keyword on biggerpockets.com for "Jersey", so that I can find networking groups in my area.2) searching for networking groups on Meetup.com 3) Had a real estate agent put me on the alert list for any more Multi families in my area.4) search craigslist.com everyday for new Multi families5) analyze the new listings by using the analyze tab on biggerpockets.com and an app for the iPad and iPhone called "evaluator".I look forward to seeing what tips other investors have to give and to see what they have to say about my advice.

BUY THAT NEW IPHONE.

Just like Apple takes your money when you buy shares of stock and creates iPhones - you are not buying iPhones you are buying shares of a company.

I’d open a new note on my iPhone and start asking them questions about their home, which I made up on the spot.

As an example the Iphone has had several feature additions, but there has not been any real leap in the technology that makes it significantly better than what was available before.

Steve BabiakHere is the concept: Long Text on ATT IphoneText with PicturePictureAnd for BuyersThese are actual screen shots from an Iphone... and yes there is a mispelled word.

It’s my “go to ap” on my iPhone.