I'd personally think on lifestyle desires, plans in the next few years, etc when asking myself if this sort of thing is a right decision.

I have no idea what source you are quoting, but it appears to be some sort of blog or other writing that is not from the HAP Agreement or the HUD website.  

A swimming pool, or other contained body of water that contains water eighteen inches or more in depth at any point and that is wider than eight feet at any point and is intended for swimming, shall be protected by an enclosure surrounding the pool area, as provided in this section.

Just like conventional it took me 3 mnths (much better than 8 months I spent during the COVID time) to get my refi sorted.

Hey @Patrick Murray, so you didn't know the codes regarding this sort of unit before you pulled the trigger?

If some of the methods don't work for you, such as as investing out of state, then you need to continue to learn.As mentioned, the 5% HYSA is just some sort of default answer. 

My only concern is:  do you think its sort of pierces the corporate  veil though?

Sort of. 

What sort of info is missing out there?

As for the rate, it really depends on what sort of buyer you are looking to solicit.Good luck.