I can tell you it seems like every day people say they can finance some of these things, and when they get down to it, they can't perform. 

Most lenders will require a 15-20% down payment assuming credit is strong and property can perform from a producing income standpoint.  

.- Current Rent is 150$- $200 behind market avg.I am very comfortable in single family homes in this town (own 18 SFH rented and performing well).

And keep in mind, were in a world now where a former POTUS and very probable future POTUS, has been hit on similar charges, on when lenders were not upset, monies happily received, no non-performance issue, no victims what so ever...... 

Successful fisherman know that 90% of their time and effort goes into planning and keeping equipment ready to perform and not actually hooking or reeling in the catch..often closing on a popular or active vacation rental (often in a competitive market) happens along the same lines (no pun intended).

If credit is healthy and the property performs from an income standpoint you may be able to go up to 85% on this transaction. 

While many will also create LLCs or other entities and perform other services, that is not their core function.

A cost segregation study was performed on this single family home in Fort Worth, TX purchased in 2023 with a depreciable cost basis of $272,633.

You make the assumption that when a note is called, there is time to perform your suggested options and that everyone will agree to do so.

The procedure, timetable, and any legal or regulatory requirements should all be understood when performing due diligence for a purchase.