Hi Ricardo, I have not done what you are trying to do, but we have used a VA loan, refinanced into a conventional loan and thereby enabling us to use the VA loan over again.

Do my renters count as income so that it washes in terms of debt to income ratio enabling me to continue to get additional mortgages? 

It enabled me to purchase a quad plex and I am now under contract on another duplex that I intend to house hack.  

idk. any help is much appreciated. all the best, DPSo your profile tells me you're a 27-year-old musician.

It takes a freeloader mentality for a tenant to 'stop rent' and it takes a 'freeloader enabler' mentality for a politician to need or want to buy that vote-with tax payer money- and unfortunately we have some of both in increasing numbers.

I am not a big player by any means, but my investing has enabled me to cut my full-time job to 20 hours per week 4 years ago, which completely changed my lifestyle to one I truly enjoy living. 

I recently began to listen to the Bigger pockets podcast and decided to slow down on a first primary residence purchase.My wife and I had been jointly pre-approved for the primary residence purchase - neither of us would have been able to qualify as individuals for the mortgage according to our mortgage brokerFast forward to yesterday, I was discussing with an agent about my REI interest and he suggested that we approach another mortgage broker who could find creative ways to make us qualify as individuals to enable us buy our first home under my wife's name while I focus on REI.

I'm not familiar with Cozy.co but this would be easy to do if they don't have any "are you a bot" things enabled.

SB 939 gives one party the upper hand by making the common act of serving a notice to terminate tenancy a VIOLATION OF THE STATE’S UNFAIR BUSINESS PRACTICES and creates a $2,000 penalty.SB 939 enables the confusing patchwork of local ordinances on the same topic making it even more complicated for any business that has buildings in multiple jurisdictions.SB 939 allows restaurants, bars and entertainment venues with a decline in revenue as compared to before shelter in place and facing an ongoing reduction of capacity to engage in good faith negotiations with their landlord to modify any rent or economic requirement regardless of the term remaining on the lease.Under SB 939, should the tenant and landlord not be able to reach a mutually satisfactory agreement, the tenant shall have the option to terminate the lease and not be liable for more than three months rent from the start of the SIP to cover the entire rest of the lease term.Under SB 939, any third party guarantees will expire with the lease termination.SB 939 will be in effect for at least 22 months from March 2020 until December 31, 2021, OR two months after the end of the state of emergency, WHICHEVER IS LATER.SB 939 does not apply to any publicly-traded company or a company that is owned by or is affiliated with a publicly-traded company (franchisee), creating even more unfair treatment of businesses.

This also enables you to manage the three sites above so you don't get double bookings. in my opinion, regardless of what many will say, it is best to be close to your properties she don't need a property manager every time something hiccups. you want to use all the reasonable technology such as smart locks understand that you are new.