That makes much more sense.There are a lot of rules regarding ADU's including, but not limited to set backs (4' from rear and side), height restrictions (16'), size (max is 1200 but main house can not be smaller than ADU), parking (no covered or non covered parking is required to be added if you use the existing garage for your ADU so long as you are within range of public transport), renting (there are no longer requirements of owner occupancy of main house to rent out ADU (except for Junior ADU's), you CAN use tiny homes and prefabs as ADU's, if the detached garage is on the property line or inside the required 4' set back, you do NOT need to tear that down and if you do tear down the wall on or near the property line of the garage, you can rebuild it in its same location (prior years laws required you to then build outside the 4' set back), multi family properties are allowed 2 ADU's to be added plus you can convert non livable existing space into livable if you meet fire codes, and the list goes on.Another big benefit to the new laws is that if you keep the ADU at 750 sf or less, you avoid impact fees from the city keeping your permit costs down.There are a ton of other build out questions like costs of design/structural engineering, permit fees, etc.

I often joke that I must’ve missed a foundational class or 2 during junior high that led to my inability to “get” math.

As I said before, the hoa almost never names any of the second/third mtgs as additional defendants, because they are not required to and it could create resistance from the junior mtgs since they would be wiped out.

If your lien is a junior lien, it should get wiped out.

Bob, The suggestion is that if the senior lienholder files the foreclosure then then all junior liens are extinguished, typically.

I’m entering my junior year of college and looking to get into real estate.

We bought a distressed office building with lots of deferred maintenance in a good location (near the hospital and a large junior college).

plus low interest rates is an attraction. and yes, junior may be in school there now or in the near future.,

If they want you to be attending meetings, training sessions, sitting the front desk since you are the junior agent, etc.  

Jumping forward I was a first semester junior in college doing 7-hour observations in the trauma clinic at the local hospital twice a week while managing a loaded class schedule, doing undergraduate research 8 hours a week, working part time on the weekends, and living in a small 1-bedroom apartment off campus.