Use part of the reserves for a multi family deal,and part in the stock market like an index for instance.

Instead it is having tight systems and processes to produce a predictable outcome just doing the things they are supposed to.  

Interested in what Retired Individuals have to say about what their experience has been with the Stock Market and Returns or lack thereof; and what's going on with their CDs and IRAs and 401(K)s that makes them unhappy!?!  

I have about 350K in cash and about 900K in retirement funds that I could access, I think tax and penalty free by setting up a ROBs (a method I am investigating that via the tax code apparently lets one use retirement savings by setting up a C corp and funding a company by buying stock in it with retirement funds).  

I would recommend, for you and all those starting down the road of personal finance, to first take serious stock of your KSA's and then focus on your strengths. 

I'm not trying to be a "downer" but... all these optimistic predictions from people who financially benefit from optimistic conditions in the market are a bit misleading. 

My husband was an investment banker and they had no special licenses for selling businesses but they did have securities licenses if the company involved stock and different investors.  

Your example is basically like living off capital gains by selling stocks until you have no stock.I'm looking for something that pays me dividends but increases in value over time, adjusted for inflation.... 

There is a lot of good information here on BP in the forums.The basic concept is that you can diversify your tax-sheltered retirement savings from stocks, funds, CD's and other conventional financial products and include investment options such as real estate, notes. etc.  

I like this one.3) Highest risk because too much carrying costs with hard money, inability to predict where market will be when it's time to sell (9 months + modular construction time), opportunity cost if your funds are tied up and another deal comes along so I'm not a fan, negative cashflow like crazy over a long period of time is no bueno.Like the numbers on your deal, too bad 9 months + build time is really far out.