New York foreclosure laws, Federal foreclosure laws, bad borrowers, bad tenants and bad lenders all mixed up together have made the foreclosure timelines exhaustively long in NY.

Fox and have had no issues, I've also used Choice Home Warranty for one of my last houses that sold for 135k The cost of the plan was $561 with a $60 service call fee.Includes: Clothes Dryer, Clothes Washer, Refrigerator, AirConditioning System, Heating System, Water Heater, ElectricalSystem, Plumbing System, Plumbing Stoppage, Built-InMicrowave, Oven/Range, Stove, Cooktop, Dishwasher,Garbage Disposal, Ceiling & Exhaust Fans, Ductwork, GarageDoor Opener, Whirlpool Bathtub

It is apparent that I have little experience in this particular field but from my brief reading on the topic, when a person goes to a nursing home, the nursing home will first exhaust that person's income, then their savings, before putting them on a Medicare payment program.

Do NOT pay for any training until you have totally exhausted everything Bigger Pockets has to offer.  

Once you get under contract you can check for due diligence and others might want to sell as well.The owner if they have exhausted depreciation might want to owner finance to pay gains in small annual pieces.

Once you have an FHA loan you are not allowed to have another FHA loan unless relocating a great distance for work.Now that you have exhausted your Low Down Payment Options (Portfolio Conventional and FHA Conventional and FHA) you will need to use a Standard Conventional Loan and put 20% down to get your 3rd Duplex.The sky is the limit...you could continue to buy properties and build an empire or just stop there and enjoy more free time...I have friend who quit his job and just manages his properties now.Keep in mind that this 4 step process I outlined takes time (anywhere from 1 to 10yrs depending on the person) so keep the big picture in mind but don't let it stress you out too much.

There's lots of good advice out there, so this little list isn't exhaustive.  1.  

@Cody Gentry  You need to exhaust all of your FREE advertising and lead generation before you worry about creating a marketing budget.  

Thanks so much to each of you for your input and advice @Russell Gronsky @Ricardo Cortes @Luc Boiron I am shying away from #2 as we moved cross-country less than a year ago and the headaches Russell mentioned do sound exhausting and ultimately inefficient. 

It might be a freshie.If really recent, it may not have circulated through bureau of vital statistics or TX equivalent yet.I really don't consider searching Google as an exhaustive search.