Also, if you're ever looking for private lending let's talk. 

From an investment perspective, there's nothing wrong with the stock market but if you invest properly into real estate or even private lending in your retirement account you can get a much higher return than 8%. 

We are now at the stage where we are looking to partner with private investors and would greatly appreciate your insights.We have several questions about what private investors typically expect when they partner with a new real estate venture:1.Return on Investment (ROI):•What do private investors generally receive in return for their investment?

hard money, private money, HELOC, 401K loan, SBLOC, your uncle's money.

Unless the land had such a signifacant value like over $500K you might find a private lender to put a junior lien against it if you own it "free and clear".I have seen some private lenders offer a higher LTV even 100% if the collateral is sufficient, but again land is tough to resell unless its commerically zoned in a great location.  

If I had $1M cash and was looking for cash flow I would go private lending over buying lower priced properties in ohio.

@John Boutros The only think that comes to mind is private lenders or trying to find small, local banks and credit unions who are willing to lend.

Here’s a quick example of a Private Money Partner funding opportunity I underwrote recently.The borrower’s exit strategy is to Wrap the property to a homestead buyer.

And by "institutions", I did mean more  in the way of 'institutional lenders', like banks or private mortgage companies as opposed to private or hard money lenders.

Private Money Lenders (Kiavi, LendingOne, Private Individuals) Fix and Flip productsWho did you get the loans through?