Working with a mortgage broker or a lender that specializes in DSCR loans will get you more favorable terms as they have investors on the back end after the loan closes buying these loans which helps the lender replenish cash for more loans. 

Partnering with specialized real estate attorneys can also provide invaluable legal guidance, helping you navigate the complexities of foreclosure laws, title issues, and potential legal pitfalls.

Their real target is executive compensation disguised as interest-free loans and large family gifts disguised as interest-free loans.

Let me share my story.As the title suggests, I received a house as a gift from my father-in-law upon getting married.

Other forgotten expenses are vacancy, repairs, and HOA special assessments. 

I specialize in bridging the gap between national & international investors and builders...basically, providing a turn-key process for identifying, purchasing, & managing cash-flowing properties.

I am paying them 500 a month untill i pay them off. 2 years max.that is why i am looking at refinacingYou can look into a creative method called Gift of Equity.

Do these properties require any type of special financing?

FollowUpBoss is a great system specialized for real estate agents but may be overkill.

Call NREIG (National Real Estate Investors Group) They specialize in insurance for investors.