If you’re looking to start over in 2025, use our top 20 list as your moving companion guide:1) Katy, TX - 774932) Cypress, TX - 774333) San Antonio, TX - 782534) New Braunfels, TX - 781305) Summerville, SC - 294866) Forney, TX - 751267) Yukon, OK - 730998) Clarksville, TN - 370429) Parrish, FL - 3421910) Kyle, TX - 7864011) Davenport, FL - 3383712) McKinney, TX - 7507113) Winter Garden, FL - 3478714) Saint Augustine, FL - 3209215) Haines City, FL - 3384416) Palm Coast, FL - 3213717) Venice, FL - 3429318) Maricopa, AZ - 8513819) Ocala, FL - 3447320) Fuquay Varina, NC - 27526

Cold calling is a great idea to get started, but maybe try connecting with local real estate groups or online forums too—they can sometimes have off-market deals.

Quote from @Steven Diaz: Hello,Was going to start construction on a two story 3bd 3.5ba 1500sqft primary home and a 2bd 2.5ba 800sqft ADU.  

Networking with the professionals in your market will start to open doors and opportunities to collaborate will arise! 

My thoughts were that this would be a short-term solution.However, the more I think about it, I’m starting to lean toward a cash-out refinance over 25 years, with a minimum payment structure.

Often times you will pay much more in taxes than if you pulled the money out, paid the taxes and penalty and then started investing in real estate.For example, with the financing you mentioned, the IRA must pay taxes on the portion of the profit earned by financing. 

Or should I stick to my original strategy and maybe even start looking to refinance soon?

I never took action and started doing deals.

Investors might want to start exploring smaller cities or less-saturated markets poised for population and business growth.

Quote from @Cody Caswell: Quote from @Bruce Woodruff: You're correct that getting every detail involved right from the start is critical!