I don't think the market is going to reflect a recession for awhile so I wouldn't count on a lower price for that purpose, but you can negotiate a price you feel comfortable with. 5.

There might be some legitimate reason why that happened (a lender hopefully will chime in on this thread to provide insight), however if so, the lender should be able to just explain to your and your client why that is.What I would really want to know would be a) what was the original agreement between the buyer and the lender, and b) why is it not reflected in the fee estimate?

We've all got time on our hands, so now seems like a good time to reflect on how the last 10 years have gone, and maybe that can give us some hints as to what our crystal balls are telling us. 

Does your analysis reflect you living in one of the units or after you've moved out?

It's a good time to reflect and make our efforts count the most.Hopefully you will also see an opportunity for a real estate investment in the next few months or so.

The initial effect of the virus will not be know until the May/June numbers come out as the March report reflects properties that were put under contract in January and February

The more regularly this happens, the more it is reflected on a macro level throughout the market.

Well if I am buying the note at a discount that reflects the deprecated value, then that question is relatively moot. 

Down time to reflect on the business is undervalued, and critical for continued growth.

The point is the rent reflects the risk.