However, in many cases you likely won't be able to obtain by-laws until you are under contract.I would have your attorney include a specific "HOA" rider in the contract for this exact reason- It basically would require that you have ample time to review the governing docs of the HOA, such as master deed, current by-laws, current year’s budget, and last two years of audited financial statements, association meeting minutes, etc. 

Get a feel for the local government, are they growth focused or are they restricting construction?

On top of that, the government lenders like Fannie and Freddie may not lend against these buildings.

T-Bill rates are what the government pays to get people to buy bonds.

If I lost my job today, I would be hustling to have a new one by the end of the week, not waiting on a government check. 2.

I've been learning about government subsidies for disabled people and seniors. 

Check with local governments for their economic plans.)Job Growth: Prioritize areas with a minimum of 2% employment growth YoY for the past two decades.

3rd federal savings and loan might do it they are based in OH however I think they want to be first loan holder so it would need to be paid paid off free and clear also I was told they have a heloc that they will pay a portion or all of the closeing cost I used them on my prime residence vary good rates however the rep I worked with was very vary slow with responding and pushing things along good luck I will be doing this same thing on 2 rentals soon so be sure and post what you figured out thanks

Also note, the military and all government employees on assignment are usually exempt from occupancy taxes if they can present you with an exemption certificate.

The ADU is being promoted heavily these days because it helped government on housing (while they're the one that's causing housing shortage issue at beginning) and at the tail end, they would raise the tax for ADU.So.. if you build ADU, is the house gonna sell more or not ?