I can't even get close friends of mine to pull the trigger when an opportunity arises so dealing with complete strangers is going to be difficult but that's why we're all here right.

Why would i pass it off to some stranger.?

A loan origination fee paid prior to your loan even being approved is a red flag, and something often seen with scammers.Not to mention that real private lenders are simply not out there randomly approaching strangers on the internet and begging to loan them money at 100% financing and 6% interest, especially when they haven’t even seen the details of the deal yet.

Not surprisingly, the whole complete-strangers-living-in-your-house thing can feel different to women than it does to men.

Start small and work your way up, if you use your own funds that is one less excuse you can give yourself for not getting started, there are also a lot of legalities involved in raising money especially from strangers, larger multifamily inventory is low so you may have to go farther afield, and you usually make your biggest mistakes early so best to limit those to smaller amounts and your own money.

Over the course of 1 year, you’ll bring in $18,000 in rent.2) If you stand your ground and they don’t move in, how long will it take you to fill these rooms again with strangers?

(for example - no open houses with strangers walking through looking at your stuff)This is geared toward Seniors but would work with any owner occupied list. https://www.biggerpockets.com/member-blogs/11806/84376-your-letter-to-seniors-offer-them-something-they-care-aboutGood luck

Certainly making your connections here on BP is great, but ultimately we’re all perfect strangers.

We are not strangers to value add and major rehab so that would be ideal for anything we consider. 

If those numbers are correct, I would talk to your CPA rather than asking strangers on the internet who don't have all of the information.