Also based on rent and purchase prices alone, I would say that these are C class properties at best, so you will have issues with maintenance and problem tenants, so be sure to have good emergency reserves on hand.

My expectation is that a broad mix across S&P, small cap, international, emerging gives a mix of 30%+ returns to negative that even out to better than Bay Area rent !

I sent her all the information on our county's emergency rental relief as soon as I read you response. 

Hi Guys,I was looking at the affordability in canada and new tech jobs emerging but after more analysis and looking at the numbers i agree it is not a viable investment.

We got over our analysis paralysis for our first rental by having a very large emergency fund/operating budget for the house. 

Though I don't anticipate needing keys and won't experience any damages ahead of this date, I'm uncomfortable with owning an asset that I cannot access in the event of emergency.

I’m looking just for a ruff estimate with the down payment, closing costs, and small rehab and emergency funds how much would you guys feel safe with to start looking?!

Perhaps the HOA has a list of preferred/recommended contractors though.3) Usually HOA's dont care what you do inside your unit as long as it doesn't affect the structure.Given your cell phone issues, you probably should just hire a PMC to make sure you don't get blindsided by an emergency.

There are posts on BP about why this is.If $5K is all of your savings - emergency fund, cash, short term investments, etc. - it just seems like you need more cash first. 

Everything was going great until my town reached out to me and requested to do a building inspection, which I failed.One of the things I failed was for not having emergency lighting in the hallways and the basement.