A few questions... maybe another piece or two of the puzzle will fall into place. 1.

My rate lock expires Monday and this is the one missing piece of the puzzle (already appraised for 30% more than my '13 purchase).

Folks are always puzzled as to where my garage access is when they are in my office.

I'm not sure that I'd call that "move in ready", but I've seen much, much worse.I agree with the inspector that you should inquire into a warranty for the foundation work that was done in the past as well.I think the issue is that since you're relying on a property manager, some of these things that I would consider minor (such as weather stripping doors, cleaning out dryer vents, changing out light bulbs, sealing the bathtub, tree trimming) are things that I'd spend a day or so doing myself and it'd be no big deal - less than $100 of materials - might cost you a bit more since you're paying for labor.The one thing that is puzzling to me is the crack in the bathroom wall.  

I also have my team lined up, contractors, real estate attorney, MLO, realtors, etc. only missing puzzle piece are the private lenders.

Based on what you are saying however this is only one part to the puzzle.....which in a remote location could be hard to reliably put together.Thank you again....R

I guess the puzzling thing for me here is, your firm sounds like it is some consumer protection group or foreclosure counselor of sorts.

Part of screening IMO is putting together someone's puzzle pieces together, and trying to project their story and most importantly-- how will they pay rent!   

I rely on "propertyradar.com" for title search, than I pull a property profile for guidance at the county recorder's office to puzzle together loans and re-conveyances, foreclosure notices and releases but have not been able to figure out "how to" estimate default amounts on mortgage liens, for example I am currently looking at this HOA foreclosure schedule for 11-26-14 in which the estimated market value is $484, 397.00, with a standing senior mortgage of $103,000.00 issued on 7/16/2009 and the HOA default in the amount of $22,488.00; There is no other mortgage liens, judgments, special liens, notice of default or notice of trustee sale found and the starting bid is set at $24,950.00I do not know if current mortgage is in default, I just see every day how big players confidently bid huge amounts on this properties and think they would not do it without certain degree of confidence, in other words from my example above how can I estimate the maximum amount to bid if there is no certainty that the senior loan has 80 or 90 thousand dlls. in default, my experience is if someone else has defaulted on the hoa, most likely their mortgage is in default as well.

Just want to make sure I'm not missing a piece of this puzzle.