Keep in mind that pool maintenance and chemicals will set you back several hundred a month, plus higher insurance, utilities etc.

If you do have enough other income then you dont even need to lease out this property to start your refinance.However if you dont have enough income to qualify with no rental income offset then yes you will need to obtain your lease(s) and security deposit + 1st months rents deposited before you can utilize 75% of this gross income - your monthly PITIA payment (in terms of qualification on this property refinance.So all in all Id make sure what your current debt to income position is first of all (DTI) and then strategize to see if you even need the leases at all.

They’re requesting what feels like an unreasonable amount of information, and the demands keep escalating.So far, they’ve asked for:A video tour of my home officeCredit checks on me and my partnerCopies of the deeds for every property we ownA copy of my partner’s home lease and utility billsBusiness phone billsA signed letter from the bank verifying our accountsBank statementsHonestly, it feels more like qualifying for a loan than trying to become a customer.

These typically include services like renters insurance, HVAC filter delivery, pest control, and sometimes utility management.

Would it be wise to buy the land with cash we have or utilize as down payment to avoid PMI?

I am interested in utilizing space again for group meetings, workshops, and for clients who may still desire private space.

Would love to hear your applications and utilize them within my business.

I don’t have a problem paying a couple grand to remove some of the just figure it out stage of learning and utilizing expertise of people that already do it. 

Where did you take into account the landlord paid utilities?

Many people utilize LLCs for many different ventures because they do not want to go through the hassle of opening another LLC.