These homes range in our build cost so much, yet we use the same lumber, framing crew, sheetrock crew, painting crew, subs, etc.  

Typically a short sale is a process by which the seller can unload the property with the banks permission knowing they (bank) aren't going to get what they're owed. 

If I end up with a bad investment, I'm more disposed to fix it, rather than unload it.About your second point, though, I'm intending to remain in this house and fully rent my next purchase.

But, I was hoping owner financing even though she may not do it because she just want to unload all of the properties the husband had previously.  

They are obviously trying to unload the property.So your biggest thing might be finding renters.  

I can unload my investment with the click of a button get about 10% return.  

There are quite a few where the owner owns them outright, they need repair, and they are trying to unload them through a wholesalers.

I would pass, between the risk of the corporations unloading their houses one day and the unknowns with the HOA there is no telling what will happen in the future.  

Sellers of properties on eBay are typically looking for suckers....lots of overpriced properties, and sellers looking to unload properties with title problems.

@Bryson Pennock, why you are unloading properties?