I have seen a few tiny home rural STRs that are really tricky to finance, even with a DSCR loan. 

Arizona and going for quality properties vs. quantity and long term goals and passing on generational wealth. 

We only have a tiny house as of now, but the infrastructure in place for a 5 bedroom dwelling.

Most people that I talk to about it give me strange looks when I tell them that we own rental properties but basically live in a tiny house (400sq ft RV) ourselves.Eventually, we'll go back to having our own brick and mortar house, but this season is actually pretty fun for us and we've really been enjoying it.

Tiny homes are going to be a different clientele...

@Armando Carrera research and develop your own typical tenant qualifications so you don’t accidentally violate fair housing, landlord/tenant or local laws on occupancy limits based on bedroom quantity/size required for kids, number of unrelated persons in one house, etc.

The 'valuations' of assets will follow the quantity of capital in the system, dominated by..the US deficit.

Wholesaler deals are better but the properties are tiny or the condition is so poor you have to flip it to make any money. 

Aside from the responses above regarding the bank likely requiring the 20% funds to be yours, good luck finding any private lender willing to take a second position note on a 100% LTV for any %, let alone a tiny 3%.Now, banks do, at times, allow seller carried back seconds, but unlikely with no skin in the game from the borrower.

Buy quality not quantity.