One of them has a clear path to return a profit and is executing that plan well. 

I was planning to buy my first property in April of this year, 2022.

I envision this portfolio supporting me during my retirement years—though I still plan to work, just in a different capacity than I do today.I recently finished reading "How to Invest in Real Estate: The Ultimate Beginner's Guide" by Josh Dorkin and Brandon Turner, which has been incredibly helpful.

Also, be careful with your lease terms: we specify all tenants, including minors, and state "No Others" specifically.

@Anita Z.I recommend finding an accountant who specializes in real estate taxation, tax planning and financial planning.

Is there a specific challenge you are trying to solve for? 

Does anyone know of a dscr lender that will allow for seasoned money for a down payment and a really good property manager in Ohio specifically in Columbus, Cin, and Cleveland?  

I'm specifically looking at a property on Lake Monroe.

The bank institution we partnered with offers a bi-annual administration fee of $450.00 USD + VAT (16%).I’m a Mexican Realtor working alongside a Master Broker with a presence mainly in the Southeast of Mexico and the USA, specifically in NY, Miami, and Orlando.

@Marcos Carbi  If you want to allow a payment plan, Tell them this is the best I can do:Pay $xxx cash by tonight at 8pm for November's rent. and then beginning Monday Jan 20, pay $450 each Monday (in cash?