And I would guess that a $1000 a month tenant can't afford to replace their belongings after a loss any better than a $325 a month tenant so renters insurance is a safeguard for either of them...so it might save the tenant in the long run if the landlord mandates a renters policy.

Initially, I thought the deposit amount (22%) was a safeguard.

In some cases, liability can be restricted to the actual property, which enables you to safeguard other assets.

However I have had 3 frightening incidents in Latin countries, especially Mexico, that make me really distrustful of their ability (or desire) to safeguard people.

I'm turning over a house now with a fireplace with all of the above safeguards and they left me the cinders/logs/debris to haul out and clean.

Of course that will not get you out of compliance altogether as you still need to have a Compliance Management System for Red Flag, Safeguard, the Disposal Act, Patriot Act, OFAC, and Anti-Money Laundering and now Advertising.

If I got with the rental property, what thoughts do you have about how to determine if a neighborhood is going to rise or sink over time, and how to safeguard my investment?

They were very skeptical since they have never heard of wholesaling and asked me questions about who I'm working with, am I licensed, and yada, yada...After running into that, I thought I would safeguard myself by starting my own buisness, Higher Heights Real Estate Services LLC.

But as I understand it, you are required to safeguard the property, even during the redemption period. 

The next targetAs the IRS and the others ramp up their safeguards, identity thieves are now targeting tax professionals, human resource departments and payroll officers to get more data – such as copies of W-2 forms – to put together more authentic-looking tax returns that will slip through the defenses.The group is working to alert those professionals as well as continuing to warn taxpayers as well.